Kingdom Money Management

Services

Are you overwhealmed with debt? Did you bite off more than you can afford?

Let me help you trim the fat! Lear more...

Sign up to attend the next "ZERO SEMINAR"

Contact me for any of the following services:

PERSONAL MONEY COACH

MONEY MANAGEMENT CONSULTATION

MOTIVATIONAL SPEAKING

BIBLICAL FINANCE SEMINARS

STEWARDSHIP

Available for conferences, workshops, seminars or presentations to groups, organizations, churches and private companies.

Let's be honest, the current financial crisis in the economy did not just start in 2007 or 2008 for that matter. The experts have been warning us about the financial crisis and the bad consequences to follow because of our poor fiancial decisions. The fact is the downturn in the economy is self inflicted due to bad financial ethics that many people have employed....charge today pay tomorrow, spend more than I make, buy more than I can afford and the list goes on.

Living within your means is a phrase you hear thrown around everywhere. The problem is that few of us actually follow that advice. We end up buying more things than our income can support, often resorting to credit cards to supplement what our salary and savings can't pay for. This is the slippery slope that claims so many people and forces them to spend years trying to climb back out of the whole.

Avoid the Slope

To live within your means, you must realize that you will be going against many cultural norms. The sad fact is that saving for purchases is not in style these days. Being surrounded by those who swipe a piece of plastic and instantly have the things they want will make things all the more difficult.

However, living within your means does not mean giving up the things you want to buy; it just means acquiring them will take longer than the three seconds it takes to swipe a credit card. Living within your means is not without its rewards. While those around you are swimming in debt, your financial foundation will be solid. If you budget for your big purchases, you will have all of the same things those debt-swimmers have without the fear of creditors beating down your door.

Live Within Your Means

Once you start living within your means, you can start taking steps to live below it. Living below your means will provide you with money to save and invest. Both of these practices are necessary if you are to break the mold and achieve greater financial stability.